About Bhaskar Shetty

Bhaskar Shetty is a highly experienced Financial Consultant and Retired Banker with a distinguished career spanning over 35 years in the banking and financial services sector. With a deep foundation in commerce and law (M.Com, LLB, CAIIB, DCS), he brings a unique blend of analytical expertise and practical financial insight to every project he undertakes.

Bhaskar Shetty

Banking Career (1984 – 2018)

Bhaskar Shetty began his professional journey in 1984 as a Credit Officer and steadily rose through the ranks to retire as Chief Manager in 2018. Over the course of his career, he led various MSME-focused branches, playing a pivotal role in supporting micro, small, and medium enterprises with tailored banking solutions.

His core banking competencies include:

  • Analyzing audited financials
  • Assessing borrower credibility and business viability
  • Reviewing financial projections
  • Preparing detailed credit sanction memos

His leadership and keen financial acumen helped countless businesses thrive, making him a respected name in banking circles.


After Retirement - Financial Consultancy (2018 – Present)

Bhaskar Shetty

After retirement, Bhaskar Shetty leveraged his extensive experience to begin his second innings as a full-time Financial Consultant. Since 2018, he has successfully handled over 900 projects across a wide range of sectors including:

  • Industrial Ventures
  • Service-Based Businesses
  • Agricultural Enterprises
  • Food & Agro-Based Industries

Consultancy Services Offered

  • Project Report Preparation
  • Financial Projections & Viability Assessment
  • CMA in Banks Approved Format
  • Financial Counselling
  • MSME Business Planning
  • Industrial Project Advisory

Additional Services Offered

  • Guest Faculty for Banks
  • Guest Faculty for M.Com, MBA Finance Post Graduation classes.

Project Highlights

Some of the key projects Mr. Shetty has worked on include:

  • Educational Institutions: Helped establish and expand schools and colleges with detailed financial planning and funding assistance.
  • Agro-Based Units: Provided end-to-end consultancy for food processing and agricultural projects with a focus on sustainability and profitability.
  • Service Sector Ventures: Guided startups and SMEs in healthcare, logistics, and consultancy services through comprehensive financial modeling and bank-ready documentation.

Academic Qualifications

  • B.Com – SDM College, Ujire
  • M.Com – Sydenham College, Mumbai
  • LLB – Siddharth Law College, Mumbai
  • DCS – Mumbai