About Bhaskar Shetty
Bhaskar Shetty is a highly experienced Financial Consultant and Retired Banker with a distinguished career spanning over 35 years in the banking and financial services sector. With a deep foundation in commerce and law (M.Com, LLB, CAIIB, DCS), he brings a unique blend of analytical expertise and practical financial insight to every project he undertakes.

Banking Career (1984 – 2018)
Bhaskar Shetty began his professional journey in 1984 as a Credit Officer and steadily rose through the ranks to retire as Chief Manager in 2018. Over the course of his career, he led various MSME-focused branches, playing a pivotal role in supporting micro, small, and medium enterprises with tailored banking solutions.
His core banking competencies include:
- Analyzing audited financials
- Assessing borrower credibility and business viability
- Reviewing financial projections
- Preparing detailed credit sanction memos
His leadership and keen financial acumen helped countless businesses thrive, making him a respected name in banking circles.
After Retirement - Financial Consultancy (2018 – Present)

After retirement, Bhaskar Shetty leveraged his extensive experience to begin his second innings as a full-time Financial Consultant. Since 2018, he has successfully handled over 900 projects across a wide range of sectors including:
- Industrial Ventures
- Service-Based Businesses
- Agricultural Enterprises
- Food & Agro-Based Industries
Consultancy Services Offered
- Project Report Preparation
- Financial Projections & Viability Assessment
- CMA in Banks Approved Format
- Financial Counselling
- MSME Business Planning
- Industrial Project Advisory
Additional Services Offered
- Guest Faculty for Banks
- Guest Faculty for M.Com, MBA Finance Post Graduation classes.
Project Highlights
Some of the key projects Mr. Shetty has worked on include:
- Educational Institutions: Helped establish and expand schools and colleges with detailed financial planning and funding assistance.
- Agro-Based Units: Provided end-to-end consultancy for food processing and agricultural projects with a focus on sustainability and profitability.
- Service Sector Ventures: Guided startups and SMEs in healthcare, logistics, and consultancy services through comprehensive financial modeling and bank-ready documentation.
Academic Qualifications
- B.Com – SDM College, Ujire
- M.Com – Sydenham College, Mumbai
- LLB – Siddharth Law College, Mumbai
- DCS – Mumbai